ChexSystems Website
The BANK VAULT for Negative Banking Information

If you're a victim of ChexSystems, then ChexSystems website is where you'll ultimately need to visit to get your ChexSystems Report. But first let us prime you...

ChexSystems Inc. is a Consumer Credit Reporting Agency similar to Experian, Equifax and TransUnion. The only difference is that it exists specifically to assist the banking industry. Their sole function is to verify your personal banking history and report any negative items about you to credit unions, banks and other financial institutions.

Today your ChexSystems report is a large determining factor in your eligibility to open a new bank account – 80% or more banks now rely on a ChexSystems before ever trusting to grant you a checking OR savings account. Banks have lost BILLIONS due to negative accounts and have become very leery about taking any chances.

If you’re in ChexSystems database, then you will likely face Major challenges in securing a bank account. Your ChexSystems report can remain in effect for up to FIVE years or more!

How did I Get Caught-up in ChexSystems?

You got caught-up in the web of ChexSystems due to negative banking activity that came about one way or another in your name. This could be from unresolved closed accounts, overdrafts, bouncing checks, fraudulent activity, or perhaps you've been an unfortunate victim of identity theft. All of these negative banking issues and similar scenarios could be the key reason why you’re in Chex Systems database.

How do I get off the ChexSystems List?

The good thing is since ChexSystems Inc. is now considered a CRA - Credit Reporting Agency, you have the right under federal law to dispute negative items against you just as you would with other CRAs like Experian, Equifax or TransUnion . There could possibly be some errors in your ChexSystems report that you can legally dispute and have removed. If you’re a U.S. citizen, then you qualify to receive a Free copy of your Chex Systems report once per year. Visit ChexSystems Website for further details...

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